PRIVATE HEALTH INSURANCE For Expats IN MEXICO 🇲🇽
How much does expat health insurance with no deductible cost?
Explore Our
National Plans
✈️ Need coverage anywhere in the world?
Explore our > Global Plans.
Traditional
The classic plan you already know—with deductible and coinsurance. 😌
Coverage:
MXN $150 million (lifetime)
Where can I get medical care?
Within the insurer’s medical network
Out-of-pocket costs:
~$35,000 MXN deductible + 10% coinsurance for covered illnesses
Accidents? No deductible
Claims process:
Reimbursement
You pay upfront, then get reimbursed
Home care:
Available for an extra fee
Eligible ages:
0–59 years old (lifetime renewal)
Carefree
No deductible, no coinsurance.
Worry-free healthcare! 😃
Coverage:
MXN $10 million per year
Where can I get medical care?
Within the insurer’s medical network
Out-of-pocket costs:
Nothing
Everything’s covered
Claims process:
Direct pay
Just notify the insurer—you don’t pay a thing
No reimbursements
Home care:
Free, with meds delivered to your door
Eligible ages:
0–74 years old (lifetime renewal)
Premium
Go wherever you want.
Everything’s covered. 🤑
Coverage:
MXN $50 million per year
Where can I get medical care?
Any hospital in Mexico
Out-of-pocket costs:
$17,000 MXN deductible, no coinsurance for covered illnesses
Accidents? No deductible
Claims process:
Direct pay or reimbursement—whatever’s more convenient
Home care:
Free, with meds delivered to your door
Eligible ages:
0–74 years old (lifetime renewal)
What’s covered?
All national plans include:
- Prescriptions, diagnostics, and consultations.
- Emergency room, hospitalization, and medical bills.
- Tele-consultations (medical, psychological, and nutrition).
- Emergency coverage abroad: up to USD $100,000.
Traditional
Dental coverage:
Accidents treated within the network
Extra benefits with Dentegra
Robotic surgery:
Yes, for 4 cancer-related procedures
Risky activities (motorcycles, etc.):
Yes, for an extra cost
Pre-existing conditions:
Maybe, after 2 years
Maternity:
Up to $65,000 MXN
Ambulance coverage:
Ground: 2 per year
Air: reimbursed, up to $200,000 MXN
Carefree
Dental coverage:
Accidents treated within the network
Extra benefits with Dentalia
Robotic surgery:
Not covered
Risky activities (motorcycles, etc.):
Yes
Pre-existing conditions:
Not covered
Maternity:
$40,000 MXN
Ambulance coverage:
Ground: 2 per year
Air: covered with 20% coinsurance
Premium
Dental coverage:
Accidents treated anywhere
Extra benefits with Dentalia
Robotic surgery:
Yes
Risky activities (motorcycles, etc.):
Yes
Pre-existing conditions:
Covered after 2 years
Maternity:
$55,000 MXN
Ambulance coverage:
Ground: unlimited
Air: covered with 20% coinsurance
Waiting Periods
Traditional
30 days:
General waiting period
6 months:
Transplants
10 months:
Maternity
12 months:
Breast cancer
2 years:
Other kinds of cancer, bunions (hallux valgus), orthopedic and nasal conditions
4 years:
HIV/AIDS
Carefree
30 days:
General waiting period
6 months:
Transplants
10 months:
Maternity
12 months:
Cancer
2 years:
Bunions (hallux valgus), orthopedic and nasal conditions
3 years:
HIV/AIDS
Premium
30 days:
General waiting period
6 months:
Transplants
10 months:
Maternity
12 months:
Cancer
2 years:
Bunions (hallux valgus), orthopedic and nasal conditions
3 years:
HIV/AIDS
Our Trusted Picks: Mexico’s Top Health Insurance Providers
At Donna, we work with several of the biggest and most reputable insurers in Mexico. But if you’re looking for the best combo of coverage, service, and responsiveness, our top pick is Bupa.
🏆 Bupa: Best Rated
- Top-rated customer service by Condusef & clients.
- Fastest response times vs. other insurers.
- No-deductible, no-coinsurance plans like Carefree.
- National and International premium options.
- The only insurer with its own hospital in Mexico: Bité Médica in Santa Fe, CDMX.
Bupa is a global healthcare company with nearly 80 years of experience, present in 191 countries, serving 43 million people worldwide.
What makes it different?
- Founded by doctors, with a true wellness focus.
- Profits reinvested into tech and service improvements.
- Slick digital tools to manage your health with ease.
🥈 Allianz: A Great Option for Traditional Plans
Prefer a traditional plan with deductible and coinsurance? Allianz is our second-best option—reliable coverage in Mexico, trusted hospital network, and affordable prices.
Which insurance companies do we work with?
At Donna, we work exclusively with top-tier insurance providers — all registered with Mexico’s National Insurance Commission (CNSF) and with excellent ratings from CONDUSEF, the country’s financial protection agency.
Our trusted partners include: Bupa, Allianz, Axa, GNP, MetLife, and Seguros Monterrey.
That said, not all plans are created equal. Based on experience, we primarily recommend Bupa for its service quality, fast claims handling, and global medical network. In specific cases, we may suggest Allianz when a more traditional structure is needed.
Our goal isn’t to sell what’s popular — it’s to recommend what’s truly best for you.
Do I get any extras with DONNA?
Of course! At Donna, we want you to get the most out of your coverage. That’s why we have a special partnership with Bité Médica Hospital in Santa Fe, CDMX.
Contact us to get:
- Discounts on deliveries and surgeries—even if you’re not insured yet (hello, glow-up 🫢).
- No deductible on Premium National & International Plans.
- Room upgrades from standard to suite.
- Free parking… and more!
@soydanieldrr
¡Hola! I’m Daniel Robles
Let’s make sure you’ve got the right health coverage while living in Mexico. 😃
